Case Western Reserve University
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Financial Assistance


An important consideration for nearly every student is how much higher education will cost and how much the student will be expected to provide toward that cost. Students should not assume that they will be unable to attend Case Western Reserve University for financial reasons. Each year more than half of the entering class receives financial assistance. Sources of support are many and varied. Students and parents are encouraged to investigate the financial aid opportunities at Case Western Reserve University.

For undergraduate students, in addition to a comprehensive program of financial assistance based on a student's demonstrated need, the University offers academic awards based solely on academic merit. Individual students may be eligible for the Financial Aid Program or the Academic Awards Program, or both.

For graduate and professional students, in addition to extensive loan assistance and in some cases opportunities for employment, a number of schools and departments offer assistantships and/or grant and scholarship aid.

Financial Aid Policy

A student at Case Western Reserve University may receive assistance for academic excellence or financial need. Academic excellence is recognized by the Academic Awards Program and other scholarship programs of the undergraduate colleges and by various assistantships, fellowships, scholarships, and other awards of individual departments in the School of Graduate Studies and several of the professional schools. A student who wishes to apply for financial assistance based on merit should contact the admissions office of the appropriate college or school.

The term "financial aid" refers to assistance awarded to meet demonstrated financial need. The University's policy regarding the determination of financial need and the awarding of financial aid is presented below. This policy is administered by the University Office of Financial Aid (except for the School of Medicine).

Need-Based Aid Policy

Case Western Reserve University assumes that a student's family will make available from its income and assets a reasonable contribution toward the cost of attending the University. The University will assist a family to make up the difference between the family's contribution and the cost of attendance.

In its effort to employ an equitable method of evaluating requests for financial assistance, the University requires that all new students complete the Free Application for Federal Student Aid (FAFSA) and the supplemental Financial Aid Form (FAF)/Graduate Financial Aid Form (gradFAF) of the College Scholarship Service, which together provide the University with an objective means of determining a reasonable educational contribution. All continuing students are requested to submit the FAFSA and FAF together to College Scholarship Service and send other documents directly to the Office of University Financial Aid for use in determining eligibility and the amount of financial aid to be awarded.

The analysis of the FAF considers the family's annual income and accumulated assets, with allowances for family size, the number of family members attending postsecondary educational institutions, retirement needs, and other factors. A determination is also made of the amount a student may be expected reasonably to contribute toward college expenses from savings and employment.

Financial need is computed by subtracting the student and parental contributions from the cost of attendance, also called student's budget. This budget includes the actual cost of tuition and fees, an allowance for housing and meals, books and supplies, miscellaneous personal and incidental expenses, and transportation.

An undergraduate student's financial aid award consists generally of three basic types of financial assistance: non-repayable gift or grant assistance, repayable loans, and student employment during the school year.

A graduate or professional student's financial aid award is primarily in the form of loan assistance, although in many instances other types of aid may be awarded. Most gift assistance is in the form of assistantships, fellowships, or scholarships.

Case Western Reserve University adheres to the principle that a student's need-based financial assistance may not exceed demonstrated financial need. Because financial aid is initially awarded without regard to any other aid a student may receive from other sources (University or non- University), a student's financial aid may be adjusted if additional assistance is received. It is the obligation of each financial aid recipient to report the amount, terms, and sources of other assistance not included in the University's financial aid award. This includes any work, loan, or gift assistance not incorporated in the financial aid package.

Any significant change in the family's financial circumstances (an increase or decrease of $200 or more in income or assets), should be reported to the Office of Financial Aid.

The amount of an individual's financial aid will vary from year to year as the individual's financial need varies. The determination of eligibility for financial aid is usually based on the prior calendar year's income. Normally, financial aid is awarded with the expectation that it will be renewed each year upon reapplication on the basis of funds available, continued demonstrated financial need, and satisfactory academic performance and conduct.

Each applicant will be considered for all programs of financial assistance for which he or she is eligible.

In most cases, students who are classified as independent are not required to provide information on their parents' finances. For purposes of receiving financial aid, a student is considered independent who is:

  1. 24 years of age or older by December 31 of the year for which aid is requested; or
  2. An orphan or ward of the court; or
  3. A veteran; or
  4. Married; or
  5. A graduate or professional student; or
  6. Not married but with legal dependents.
Even though a student is classified as independent, the Office of Financial Aid may make an objective determination of the total resources available to the student from all sources, including parents.

Application Procedures

UNDERGRADUATE STUDENTS

The Free Application For Federal Student Aid and the Financial Aid Form of the College Scholarship Service, available at the applicant's secondary school or from the Office of University Financial Aid, should be submitted to the College Scholarship Service. Submission of this form by February 1 is strongly recommended, as it takes approximately four weeks to analyze and forward the information to the University. Case Western Reserve University's school code for the FAF is 1105.

Case Western Reserve University also requires as part of the application for financial aid a signed photostatic copy of the parents' Internal Revenue Service Form 1040 for the latest calendar year. The student's name, Social Security number, and the college in which the student will be enrolled should be printed clearly at the top of the form. The IRS form should be sent directly to:

University Office of Financial Aid

Case Western Reserve University

Pardee Hall, Room 109

10900 Euclid Avenue

Cleveland, Ohio 44106-7049

Fax: (216) 368-5054

If the student filed a federal tax return for that year, a signed copy must be submitted to the University Office of Financial Aid. If the student did not file a tax return, a Student Statement of Income must be completed and submitted to the University Office of Financial Aid. This form is available from the Office of University Financial Aid. In addition, all sophomore, junior, and senior applicants must obtain and complete a Case Western Reserve University Financial Aid Application. This form should be returned directly to the Office of University Financial Aid.

Transfer students are eligible for all forms of financial aid. Transfer students must submit the Free Application For Federal Student Aid and the Financial Aid Form and IRS forms as noted above. In addition, transfer students must complete a Case Western Reserve University Application for Financial Aid and provide a Financial Aid Transcript from each college or university previously attended (whether or not aid was received at that institution).

Undergraduate students admitted to either the Integrated Graduate Studies or the Bachelor of Science/Master of Science program must include a memorandum of departmental financial support with their annual application. To maintain continued eligibility for undergraduate aid, the student must register for a 12 credit hour, full-time undergraduate course load and meet all other requirements of undergraduate aid awards. Undergraduate financial aid eligibility including federal, state, and institutional gift assistance normally terminates after ten semesters of enrollment, regardless of degree completion.

For more information about application procedures, request the booklet "Undergraduate Financial Aid and Scholarships" from:

University Office of Financial Aid

Case Western Reserve University

Pardee Hall, Room 109

10900 Euclid Avenue

Cleveland, Ohio 44106-7049

Note: It is a requirement of the Federal government that no Federal funds may be disbursed until the Financial Aid Office has conducted "verification" of certain items in the student's application and received the student's acceptance of the financial aid award. All students but incoming freshmen will be required to complete a verification form and submit prior year Federal Income Tax Returns before a financial aid award is made. It is in the student's interest to respond to the verification request as promptly as possible.

GRADUATE AND PROFESSIONAL STUDENTS

Following is a summary of procedures for applying for need-based assistance by school. For more detailed and specific information, request the booklet "Graduate and Professional School Financial Aid" from:

University Office of Financial Aid

Case Western Reserve University

Pardee Hall, Room 109

10900 Euclid Avenue

Cleveland, Ohio 44106-7049

In most instances it is the policy of the University Office of Financial Aid to meet the first $7,500 of financial need with a Stafford Loan (formerly Guaranteed Student Loan). This will be raised to $8,500 beginning Spring Semester 1994.

Students in the School of Medicine should contact the Financial Aid Office in the School of Medicine.

All necessary application forms are available from the admission offices of the various schools, and all forms except those specific to a particular school may be obtained from the University Office of Financial Aid. (Students of the School of Medicine should obtain all application forms from the School of Medicine's Financial Aid Office.)

Each student in or applying to a dual-degree program must request and provide the University Office of Financial Aid with a memorandum detailing financial support that the student will receive from each school involved in the dual-degree program.

MANDEL SCHOOL OF APPLIED SOCIAL SCIENCES

First-year students or first-time financial aid applicants must submit:
  1. A Free Application for Federal Student (FAFSA) and the Graduate Financial Aid Form (gradFAF); school code #1112.
  2. To the Mandel School of Applied Social Sciences, a School of Applied Social Sciences Financial Aid Application.
  3. To the University Office of Financial Aid:
    • A CWRU Financial Aid Application.
    • A signed copy of the student's (and, where appropriate, the student's spouse's) prior year federal income tax return; if a tax return was not filed, a completed Student/Spouse Statement of Income.
    • A financial aid transcript from each college or university previously attended.
    • A memorandum from the Mandel School of Applied Social Sciences specifying the amount and types of aid, if any, the student will be receiving from the School.
Continuing students must submit:
  1. A Free Application for Federal Student Aid (FAFSA) and the Graduate Financial Aid Form (gradFAF); (school code #1112)
  2. To the Mandel School of Applied Social Sciences, a School of Applied Social Sciences Financial Aid Application.
  3. To the University Office of Financial Aid:
    • CWRU Application for Financial Aid.
    • A signed copy of the student's (and, where appropriate, the student's spouse's) prior year federal income tax return; if a tax return was not filed, a completed Student/Spouse Statement of Income.
    • A memorandum from the Mandel School of Applied Social Sciences specifying the amount and types of aid, if any, the student will be receiving from the School.

SCHOOL OF DENTISTRY

All financial aid applicants must submit:
  1. New and continuing students: A Free Application for Federal Student Aid (FAFSA) and the Graduate Financial Aid Form (gradFAF) to the College Scholarship Service (school code #0694)*
  2. To the University Office of Financial Aid:
    • A CWRU Application for Financial Aid.
    • A signed copy of the parents' prior year federal income tax return.
    • A signed copy of the student's (and, where appropriate, the student's spouse's) prior year federal income tax return; if a tax return was not filed, a completed Student/Spouse Statement of Income.
    • A financial aid transcript from each college or university previously attended (new financial aid applicants only).

*Under Federal regualtions, all Dental students must provide parental information on the FAFSA and gradFAF to be considered for Health Professions Student Loan funds or certain scholarship assistance. This is a requirement of the U.S. Department of Health and Human Services.

SCHOOL OF GRADUATE STUDIES

New and continuing students must submit a Free Application for Federal Student Aid (FAFSA) and the Graduate Financial Aid Form (gradFAF) to the College Scholarship Service (school code #1092).

All applicants for financial aid, other than that awarded by their department, must submit to the Office of Financial Aid:

  1. A CWRU Application for Financial Aid.
  2. A signed copy of the student's (and, where appropriate, the student's spouse's) prior year federal income tax return, if a tax return was not filed, a completed Student/Spouse Statement of Income.
  3. A financial aid transcript from each college or university previously attended (new applicants only).
  4. A memorandum from the student's department or program specifying the amount and type of aid, if any, the student will be receiving from the department/program for each period of enrollment during the academic year, and the number of credit hours to be taken during each term.

SCHOOL OF LAW

All applicants for financial aid must submit:
  1. New and continuing students: A Free Application for Federal Student Aid (FAFSA) and the Graduate Financial Aid Form (gradFAF) to the College Scholarship Service (school code #1110).
  2. To the University Office of Financial Aid:
    • A signed copy of the student's (and, where appropriate, the student's spouse's) prior year federal income tax return; if a tax return was not filed, a completed Student/Spouse Statement of Income.
    • A CWRU Application for Financial Aid.
    • A financial aid transcript from each college or university previously attended. (New students only.)
    • A memorandum from the School of Law to the University Office of Financial Aid will be submitted on behalf of each student, indicating the amount and kind of assistance, if any, the student will receive from the School of Law.

WEATHERHEAD SCHOOL OF MANAGEMENT

All financial aid applicants must submit the following documents:
  1. New and continuing students: A Free Application for Federal Student Aid (FAFSA) and the Graduate Financial Aid Form (gradFAF) to the College Scholarship Service (CSS); (school code #0687)
  2. To the Office of University Financial Aid:
  3. A CWRU Financial Aid Application form.
  4. A signed copy of the student's (and, where appropriate, the student's spouse's) prior year federal income tax return. If a tax return was not filed, a Student/Spouse Statement of Income is necessary.
  5. A financial aid transcript from each college or university previously attended (new students only).

SCHOOL OF MEDICINE

All financial aid applicants must submit a Free Application for Federal Student Aid (FAFSA) and the Graduate Financial Aid Form (gradFAF) to the College Scholarship Service (CSS), notifying CSS to send the analysis to the School of Medicine (code #1104). Other required documentation should be sent directly to the School of Medicine.

FRANCES PAYNE BOLTON SCHOOL OF NURSING

Graduate Programs

The following procedures must be observed for all Doctor of Nursing (N.D.), M.S.N., and Ph.D. students seeking financial aid based on need:
  1. All new and continuing students must submit a Free Application for Federal Student Aid (FAFSA) and the Graduate Financial Aid Form (gradFAF) to the College Scholarship Service (school code #3264)
  2. 2. All new students must submit a Financial Aid Transcript from each college or university previously attended. The transcripts are to be sent to the University Office of Financial Aid at Case Western Reserve University.
  3. All new and continuing students must submit to the University Office of Financial Aid:
    • a CWRU Financial Aid Application;
    • a signed or certified copy of the student's and spouse's (if applicable) prior year federal income tax return. If a tax return was not filed, a completed Student Spouse Statement of Income;
  4. For all M.S.N. and Ph.D. students the School of Nursing must submit to the University Office of Financial Aid a Memo of Assistance indicating the number of credits the student will be taking during each period of enrollment during the academic year, and the amount and kind of assistance awarded for each term.
Applications will be processed as soon as the student's file is complete. To meet a requirement of the Federal government, all applicants will be sent a Verification Form which must be returned to the University Office of Financial Aid before an award can be determined.

MANDEL CENTER FOR NONPROFIT ORGANIZATIONS

Students applying for scholarships must apply directly to the Mandel Center. One application is sufficient to apply for any scholarship available.

The following procedure is relevant only to those students who wish to borrow through the educational loan programs, in addition to any scholarship(s) received. This is an application for Federal funds only (primarily the Stafford and Supplemental Loans) for which a student must be enrolled at least half-time.

All financial aid applicants must submit:

  1. New and continuing students: A Free Application for Federal Student Aid (FAFSA) and the Graduate Financial Aid Form (gradFAF) to the College Scholarship Service (school code #0687)
  2. To the University Office of Financial Aid:
    • a CWRU Application for Financial Aid
    • a signed or certified copy of the student's and spouse's (where applicable) prior year federal income tax return; if a tax return was not filed, a completed Student/Spouse Statement of Income.
    • a Financial Aid Transcript from each college or university previously attended (new students only).

Types of Aid
Gift and Scholarship Aid

AID AVAILABLE TO UNDERGRADUATE, GRADUATE, AND PROFESSIONAL STUDENTS

Ukrainian Student Assistance Fund Scholarship

Available to students in the Case School of Engineering, the College of Arts and Sciences, the School of Graduate Studies, and each of the professional schools, this scholarship stipulates that the applicant must be a full-time student in good standing, must demonstrate financial need, and normally must have at least one parent or grandparent who was born in the Ukraine.

UNDERGRADUATE AID RELATED TO ACADEMIC ACHIEVEMENT OR POTENTIAL, AWARDED BY CASE WESTERN RESERVE UNIVERSITY

(Follow the application procedures indicated above, unless otherwise indicated.)

Academic Awards Program

The following academic awards, honoring distinguished faculty, alumni, and benefactors of the University, are offered to qualified applicants for admission as freshmen. Transfer students are ineligible. These awards are renewable for each of the four years of undergraduate study, provided high academic achievement is maintained.

Four full-tuition Albert W. Smith Scholarships for freshmen accepted in engineering, science, or mathematics.

Two full-tuition Treuhaft Scholarships for freshmen accepted in engineering, science, or mathematics.

Up to five $2,000 Materials Science and Engineering Scholarships for entering freshmen who are interested in majoring in materials science and engineering.

Up to four $1,000 Higley Scholarships in Civil Engineering for entering freshmen who are interested in majoring in Civil Engineering.

Four $2,000 Physics Scholarships for entering freshmen in physics who demonstrate superior academic achievement and potential.

Five full-tuition Andrew Squire Scholarships for freshmen accepted in the arts, humanities, natural sciences, social and behavioral sciences, management and accountancy.

Two full-tuition Adelbert Alumni Scholarships for freshmen accepted in the arts, humanities, natural sciences, social and behavioral sciences, management and accountancy.

One $12,000 Curtis Lee Smith Scholarship every four years for a freshman accepted in the arts, humanities, natural sciences, social and behavioral sciences, management and accountancy.

One $9,000 Elizabeth Walker Scholarship every four years for a freshman accepted in the arts, humanities, natural sciences, social and behavioral sciences, management and accountancy.

A President's Scholarship for freshmen entering the College of Arts and Sciences or the Case School of Engineering who rank in the top 10% of their high school graduating class and have composite SAT scores of at least 1400, or a composite ACT score of at least 33. (Value for freshmen entering in 1994 is $12,000.) The University may establish annual limits on the number of President's Scholarships to be offered.

A Provost's Scholarship for freshmen entering the College of Arts and Sciences or the Case School of Engineering who rank in the top 15% of their high school graduating class and have composite SAT scores of at least 1300, or a composite ACT score of at least 31. (Value for freshmen entering in 1994 is $7,600.) The University may establish annual limits on the number of Provost's Scholarships to be offered.

Up to 16 Provost's Special Scholarships for freshmen entering the College of Arts and Sciences or the Case School of Engineering who demonstrate superior academic performance (rank in the top 10% of high school graduating class and have composite SAT scores of at least 1,150 or composite ACT scores of at least 28), and who have encountered economic or educational obstacles that affected their college preparation. Applicants from inner city and remote rural schools, including Indian Reservations, and members of underrepresented minority groups are encouraged to apply.

Students with special talents and significant extracurricular and community activities are encouraged to apply as well. (Value for freshmen entering in 1994 is $10,000.)

Ohio Leadership Awards Program*


*Seperate Application required
BSN Scholarships The Frances Payne Bolton School of Nursing annually offers two $12,000 and two $7,500 scholarships to members of the entering freshman class. Recipients are selected by decision of a committee of faculty and administrators.

Cleveland Plain Dealer Scholarship Program

The Cleveland Plain Dealer Scholarship Program provides two $1,000 scholarships to incoming freshmen who intend to concentrate in business management or print journalism, and are residents of Northeast Ohio. They must have demonstrated high academic achievement in their high school record and be determined by the Office of Financial Aid to have financial need.

Creative Achievement Awards Program*


*Seperate Application required
Minority Scholars Program A special program of academic preparation, career counseling, internships, and mentoring is offered for selected minority students. Program participants may qualify for special financial assistance designated for low income or disadvantaged students. To apply, a student must identify himself or herself as an underrepresented minority to the Office of Undergraduate Admission. Minorities who are underrepresented in higher education include Native Americans, African Americans, Mexican Americans, Puerto Ricans, Native Alaskans, and Native Pacific Islanders.

National Merit Scholarships

Case Western Reserve University sponsors at least 25 four-year scholarships for National Merit Scholarship Corporation finalists who have listed Case Western Reserve University as their first-choice institution. Scholarships range from $500 to $2,000 per year.

Case School of Engineering Alumni Association Scholarships

The Case School of Engineering Alumni Association provides scholarship assistance to selected juniors and seniors who have demonstrated outstanding academic achievement and participation in extracurricular activities.

Alden Undergraduate Fellowship in Systems Engineering*


*Seperate Application required
Accountancy Scholarships Two $1000 competitively awarded scholarships are offered to freshmen who intend to major in accountancy. They are renewable for a second year if high achievement is maintained.

James Dysart Magee Scholarships

Two scholarships are awarded annually to seniors in the Integrated Graduate Studies programs in economics and the social and behavioral sciences.

Peter Witt Scholarships*


*Seperate Application required
Minority Engineers Industrial Opportunity Program Scholarships of up to $1,000 a year for freshmen and sophomores and up to $2,000 for juniors and seniors are offered to selected minority students who receive industrial sponsorship.

National Action Council for Minority Engineers

Scholarships ranging between $200 and $5,000 are offered to minority students in technical fields. The Office of Minority Affairs recommends students to the National Action Council for Minority Engineers which makes the final selection.

UNDERGRADUATE AID BASED ON FINANCIAL NEED AND CONTINGENT UPON SATISFACTORY ACADEMIC PROGRESS, AWARDED BY CASE WESTERN RESERVE UNIVERSITY

(Follow the application procedures outlined above, unless otherwise indicated.)

Grants-in-Aid from the Colleges

Grants-in-aid comprise non-repayable gift assistance varying according to the amount of unmet financial need but which will not exceed tuition.

Federal Supplemental Educational Opportunity Grants (FSEOG)

Students with financial need may receive a Federal Supplemental Educational Opportunity Grant. The FSEOG is awarded to students with great financial need who would be unable to attend the University without this grant. Grants may range from $200 to $4,000 per year.

UNDERGRADUATE AID AWARDED OUTSIDE CASE WESTERN RESERVE UNIVERSITY

Federal Pell Grant

The Federal Pell Grant program is a Federal grant program through which a student can receive a maximum of $2,300 (for 1993-94). The student must apply for the Federal Pell Grant by completing the Free Application for Federal Student Aid (FAFSA). Within four to six weeks of filing, the student will receive a Student Aid Report to sign and submit to the Office of University Financial Aid. The amount of Federal Pell Grant the student is eligible to receive will be determined according to Federal payment tables, which are updated annually. The U.S. Department of Education requires that eligibility for a Federal Pell Grant be determined before any other Federal aid can be awarded.

Ohio Instructional Grant (OIG)

Ohio residents who will be enrolled as full-time undergraduate students at an eligible Ohio or Pennsylvania college or university may apply for an Ohio Instructional Grant. A separate application for an Ohio Instructional Grant is necessary each year. OIG applications are available at high schools, the Office of University Financial Aid, community service agencies, and from the Ohio Student Aid Commission. Completed applications should be sent to the Ohio Student Aid Commission's Student Assistance Office. The student will receive an Award Certificate or letter of denial by return mail. The Award Certificate or letter of denial should be submitted to the Office of Financial Aid.

Ohio Student Choice Grant

All undergraduate students who are residents of Ohio and were not full- time students at a college or university on or prior to July 1, 1984, are eligible to receive this grant. The amount is a fixed proportion of the subsidy to state institutions. For 1992-93 the amount was $565.

Ohio Scholarship Program

The State of Ohio has established the Ohio Scholarship Program, through which 1,000 scholarships of $1,000 each are offered each year. Each high school in the State of Ohio is guaranteed at least one Ohio Scholarship each year. The scholarships are renewable for each of four consecutive years of undergraduate or graduate study, beginning with the freshman year, provided that satisfactory academic progress toward a degree is maintained. Individual applications to the State of Ohio are submitted through the student's high school. The high school record and composite score on the American College Test (ACT) will be used to select the winners of the scholarships. Students should see their high school guidance counselors for additional information.

War Orphans Scholarship Program

The State of Ohio provides scholarship assistance to children of veterans who were killed in action during times of war, who received a service- connected disability of at least 60 percent, or who are totally disabled. The veteran must have entered the service as a resident of Ohio. The scholarship provides a sum of money equal to the average of tuitions and fees of state-assisted institutions to students who attend eligible private institutions in the state of Ohio. Students should contact the Student Assistance Office of the Ohio Student Aid Commission for further details.

Other State Scholarship and Grant Programs

The states of Delaware, Maryland, Pennsylvania, Rhode Island, and Vermont have state scholarship or grant programs for residents. The recipients of these state scholarship or grant programs may use this assistance at any eligible college or university. Students should contact their high school guidance directors or the appropriate state agency for further information.

Other Grants and Scholarships

Many students receive grants or scholarships from companies, community organizations, ethnic or religious groups, or fraternal organizations. Students are encouraged to seek such outside assistance. It is a condition of receiving financial assistance from the University that the student notify the University Office of Financial Aid of all assistance received from outside the University, whether paid directly to the University or to the student.

MANDEL SCHOOL OF APPLIED SOCIAL SCIENCES

Direct Mandel SASS Grants

Grants (monies from the Alumni Association, private donors, and agencies) are awarded to students in varying amounts up to 50% of tuition, as determined by financial need.

Traineeships

A limited number of traineeships are provided to full-time students in specific client service areas.

Scholarships

Alumni Scholarships in varying amounts are awarded to one or more second- year students based on outstanding performance and financial need.

Grants

For Intensive Semester students only, grants of up to $2,250 are available if financial need and academic merit are demonstrated.

Full-tuition scholarships are available to outstanding students. One has been designated for a minority student. There are two half-tuition scholarships for the top two Intensive Semester students. Files are reviewed in May to determine recipients.

SCHOOL OF DENTISTRY

Alumni Scholarships

The School of Dentistry, with the support of the Alumni Association, awards a number of four-year partial tuition scholarships to entering students of outstanding achievement and potential.

Scholarships for Students with Exceptional Financial Need

The University may receive funding to award one or more scholarships per year to students with exceptionally great financial need. The scholarship will pay up to full tuition and fees and other reasonable educational costs. Eligible students are identified by the University Office of Financial Aid on the basis of their aid application showing zero resources. Recipients must agree to perform general practice Dentistry for a minimum period of five years following graduation, exclusive of any periods of residency in General Dentistry. Recipients of the Exceptional Financial Need Scholarship may be invited to apply for a National Health Service Corps scholarship in a subsequent year.

Financial Assistance for Disadvantaged Health Professional Students

The University may receive funding to award a limited amount of gift assistance to students from a disadvantaged background who have exceptionally high financial need.

National Health Service Corps Scholarship Program

The National Health Service Corps scholarships pay full tuition and fees, all reasonable other educational costs, and a monthly stipend. They are available on a competitive basis through application directly to the National Health Service Corps. Recipients must accept a service obligation in the commissioned corps or civil service employment of one year for each year the scholarship is received. (Priority is given to students demonstrating exceptional need.)

American Dental Association (ADA) Endowment and Assistance Fund

The ADA provides competitive scholarships to entering, first, or second year Dental students. Selection criteria include: U.S. citizenship; demonstrated need of at least $2,500; cumulative grade point average of 3.0 on a 4.0 scale. Applications are available through the School of Dentistry. The application deadline is June 15.

American Dental Association (ADA) Endowment Fund Minority Dental Student Scholarship Program

The ADA offers scholarships for entering, first, or second year minority Dental students. Selection criteria include demonstration of financial need and cumulative grade point average of 2.5 on a 4.0 scale. Applications and information are available through the School of Dentistry.

Other Resources

It is suggested that applicants check with local fraternity and community organizations and with their local dental societies.

SCHOOL OF GRADUATE STUDIES

Fellowships, Traineeships, Assistantships, and Awards

The University has approximately 1,000 competitive awards for the support of full-time study in the School of Graduate Studies. These include a variety of fellowships, traineeships, and assistantships, and are assigned through most of the departments offering graduate degree programs.

Most awards usually are granted for study beginning in the fall semester. New students are eligible for award consideration at the time they apply for admission. The general deadline for completed applications for admission with financial aid consideration is March 1 for the following semester.

The following special fellowships are also available to graduate students:

  • Ralph J. Besse Fellowship for Regional History
  • Dow Chemical Company Foundation Awards for excellence in polymer science
  • T. Keith Glennan Fellowship in sciences and engineering
  • Ralph A. Hayes Fellowship in communication sciences
  • Lord Corporation Fellowship in chemical engineering
  • Elizabeth S. Magee Fellowship in history
  • NASA Fellowship
  • Ohio Aerospace Institute Fellowship in materials science
  • Olin Fellowship in Chemical Engineering
  • Bernadette E. Schmitt Fellowship in history
The following special awards are also made to graduate students:
  • Graduate Alumni Fund Awards and Fellowships
  • Julia Edwards Fund in History
  • Hazel Kingsborough Scholarship for a graduate of Western
  • Reserve College
  • Robert M. Levine Memorial Fund, a summer internship for students of English
  • Jason J. Nassau Scholarship in astronomy (first year students only)
  • Nestle Fellowship for Chemical Engineering
  • Eva L. Pancoast Memorial Fellowship for women in graduate studies for study or travel abroad
  • Newbell Niles Puckett Award in American Studies
  • Timken Graduate Fellowship in science and engineering (first-year students only)
For information about any of the above programs, contact the appropriate department.

AAUW Selected Professions Fellowships

The American Association of University Women (AAUW) Educational Foundation offers "Selected Professions Fellowships" to assist women in their final year of training in certain professions. Awards range from $5,000 to $9,500 per year. Applications must be received by mid-December of the student's third year. Write to:

AAUW Educational Foundation Programs

1111 16th St. NW

Washington, D.C. 20036

Other Resources

The Office of Research Administration has access to a terminal-based data system (SPIN) which can provide information on a variety of additional public and private sources for financial assistance.

SCHOOL OF LAW

Law School Scholarships

Each year 10 full-tuition scholarships are awarded to entering students on the basis of merit. The scholarship is renewable provided the recipient maintains the requisite grade point average. These scholarships have been made possible by gifts from the following sponsors:
  • Amer, Cunningham & Brennan
  • Baker & Hostetler
  • Benesch, Friedlander, Coplan & Aronoff
  • Berick, Pearlman & Mills
  • Brouse & McDowell
  • Calfee, Halter & Griswold
  • Fay, Sharpe, Beall, Fagan, Minnich & McKee
  • Carleton C. Hutchins Trust
  • Jacobson, Maynard, Tuschman & Kalur
  • Jones, Day, Reavis & Pogue
  • Nurenberg, Plevin, Heller & McCarthy
  • Spangenberg, Shibley, Traci & Lancione
  • Spieth, Bell, McCurdy, & Newell
  • Squire, Sanders & Dempsey
  • Thompson, Hine & Flory

Law School Grants-In-Aid

Other scholarships are awarded in varying amounts up to full-tuition, depending upon academic performance and availability of funds. The sources of these scholarships are the following endowment funds:
  • Ruth and Elmer Babin
  • Frank E. Barnett
  • Francis H. Beam
  • Daniel M. Belden
  • Irene N. Bernsteen
  • Homer E. Black
  • Dale S. Brown
  • Ezra K. Bryan
  • Lisle M. Buckingham
  • Paul and Helen Clarke
  • Class of 1940
  • Ralph A. and Dorothy K. Colbert
  • Leroy B. and Marjorie N. Davenport
  • Rufus S. Day, Jr.
  • John Ladd Dean
  • Clinton and Margaret DeWitt
  • Sidney B. Fink
  • Susan E. Frankel
  • Carl D. Friebolin
  • Edna R. and Samuel T. Gaines
  • John A. Hadden
  • Hahn Loeser & Parks
  • Edwin G. Halter
  • Jacob Hecht
  • James H. Hoffman
  • Lawrence J. Klich
  • Samuel E. Kramer
  • Law School Auxiliary Support
  • Maurice E. Lewis
  • James Dysart Magee
  • Myron D. Malitz
  • Virginia M. Mitchell
  • Jackson B. Morris
  • E. Clark and Irma Hudson Morrow
  • Adrian G. Newcomb
  • Edgar and Terese D. Norgar
  • Edwin D. Northrup II
  • John F. Oberlin and John C. Oberlin
  • Mary Pickford
  • John Rufus Ranney
  • Alan E. Riedel
  • Raymond Terry Sawyer, Jr.
  • Helen Neville Spieth and Lawrence C. Spieth
  • Kenyon F. Snyder
  • Claud A. Thompson
  • Kathryn and Howard J. van den Eynden
  • Fred Weisman
  • Don J. Young

WEATHERHEAD SCHOOL OF MANAGEMENT

In addition to participating in Federal financial aid programs, the Weatherhead School of Management sponsors its own programs of financial assistance for qualified M.B.A. and M. Acct. students. The Weatherhead School programs include scholarships, assistantships, grants, and loans. All requests for financial aid should be submitted no later than April 1. Because the availability of financial aid is limited, students are encouraged to apply as early as possible for such aid. Decisions concerning admission and financial aid are made independently of one another. Applying for financial aid will neither help nor hinder an applicant's chances for admission.

To apply for any of the Weatherhead Scholarships, check the appropriate space on the application for admission (question #15). Scholarship decisions are made on a rolling basis after March 1 until funds are exhausted.

Scholarships

The Weatherhead School awards a limited number of scholarships each year to entering full-time M.B.A. and M.Acct. students. Primary consideration is given to students who have demonstrated a high level of academic achievement in undergraduate studies in conjunction with outstanding scores on the GMAT. Relevant work experience is also evaluated in the award decision.

Although it is not necessary for full-time students to submit a needs test to be considered for an academic scholarship, submission of a Graduate Financial Aid Form (gradFAF) (see information on following pages) and additional financial information may qualify an M.B.A academic scholarship recipient for an increased tuition award based on need. Part-time students must show eligibility for employer-paid tuition benefits of 50% or less of the tuition costs and demonstrate financial need.

The Weatherhead Alumni Association awards an annual full-tuition scholarship to an outstanding full-time M.B.A. candidate, with a minimum of two years' work experience. The student must demonstrate outstanding academic achievement and GMAT test results. Internships, extracurricular activities, community service, and the application essay will also be considered in determining management and leadership potential.

Minority Fellowship

The Weatherhead School offers a two-year fellowship for under-represented minority students who have demonstrated a superior level of performance in the undergraduate academic performance. It includes full-tuition and a stipend.

Minority Scholarship Fund

The Weatherhead School provides funds for scholarships restricted to under-represented minority students. The scholarships provide for partial tuition during the fall and spring semesters. Awards are based on academic merit, work and/or community experience.

To apply for a minority scholarship, check question 15a on the application form and indicate your particular interest in being considered for a minority scholarship. Your name will be submitted to the Scholarship Committee, and you will be notified of its decision between April 15 and June 1.

M.B.A. Scholarship Sponsors

M.B.A. academic and minority tuition scholarships have been made possible through gifts from the following organizations and individuals:

The Laub Management Scholarships established by the Laub Foundations are available to deserving residents of the Cleveland area and provide amounts up to full tuition for study in programs of the Weatherhead School of Management.

The Hugh and Eleanor Luke Endowment provides scholarship money to a meritorious M.B.A. student.

The Maybell Sebek Donnell Endowment Fund provides scholarship money for meritorious M.B.A. students.

The John S. Watterson Endowment Fund provides aid for full-time students of the Weatherhead School of Management at the master's level with preference given to those interested in financial management.

Weatherhead Alumni Association provides a scholarship annually to a meritorious student in the M.B.A. program.

The Carol A. Frankel Executive M.B.A. Scholarship Fund provides scholarship support for E.M.B.A. students whose corporate sponsorship is interrupted during the two-year course of study.

Master of Accountancy Program Sponsors

Qualified full-time students in the M.Acc. program may be eligible for financial assistance through funds provided by the following organizations:
  • Alcoa Foundation
  • Arthur Andersen & Company
  • Cohen & Company
  • Coopers & Lybrand
  • Deloitte & Touche
  • Ernst & Young
  • Kopperman & Wolf Co.
  • KPMG Peat Marwick
  • McQuilkin, Vine, Barber & Company
  • The Ohio Society of CPAs Foundation
  • Price Waterhouse & Co.
  • Wallach-Lee Families

Graduate Assistantship Program

A limited number of assistantships are awarded for one semester and may be renewed. Very few are awarded to new students. Eligibility is based on an overall evaluation of the student's academic record, relevant academic coursework, and work experience. A personal interview may be required.

Students are awarded a stipend and/or tuition reimbursement for six or more credit hours per semester in return for eight or more hours per week of grading, research, or administrative responsibilities. New students should send a request letter and resume to the Director of Marketing and Admissions.

Computer Lab Consultants

Students with proficiency in computer programming languages and software packages may apply for employment (10-15 hours per week) as a staff consultant in the Weatherhead Computer Lab. To apply for a position as a Computer Lab consultant, students should write to:

Weatherhead School of Management

Case Western Reserve University

Cleveland, OH 44106-7235

Attn: Manager, Computer Support Group

Offers of employment in the Computer Lab will be extended between May 15 and June 30.

AAUW Selected Professions Fellowships

The American Association of University Women Education Foundation offers "Selected Professions Fellowships" to minority women in certain professions, including business administration. Applications are available about August 1 in the prior year, and the deadline for M.B.A. applicants is February 1. Write to:

AAUW Education Foundation Programs

1111 16th St., NW

Washington, D.C. 20036

SCHOOL OF MEDICINE

Scholarship Funds

It is the policy of the School of Medicine to use its limited scholarship funds to assist those students whose financial needs are so great that, if they were all met by loans, the burden of indebtedness would be extreme. No scholarships are granted merely because of academic excellence to students whose personal and family resources are adequate to meet the costs of a medical education.

Scholarship awards are made from the following:

  • A.K.K Scholarship Fund
  • Eugene J. Arday, M.D., Endowment Fund
  • Dr. Frank McArthur Barry Endowment Fund
  • Emma and Frank Binz Memorial Fund
  • The George and Anna Bishop Fund
  • H.C. Bliss '97 and Nellie Hoover Bliss Fund
  • John R. Boland, M.D., Memorial Scholarship Fund
  • Edward Sutliff Brainard Fund
  • Antonio S. Broglio, M.D. Memorial Fund
  • Walter M. Bucher '11 Scholarship Fund
  • Harriet A. Cadwalader Scholarship Fund
  • Dr. Arthur Thompson Carter Endowment Fund
  • John L. Caughey, Jr., M.D. Endowment Fund
  • Paul and Jean Chrenka Endowment Fund
  • Crile Research Fellowship Fund
  • Joseph Michael Foley, M.D. Endowment Fund
  • William A. Freeman '29 Scholarship Fund
  • Curtis F. '32 and Arline H. Garvin, Nursing '56 Fund, established jointly for aid to a medical student and a nursing student
  • H. Goldblatt Scholarship Fund
  • The Ben E. Green, M.D., Endowment Fund
  • The Earle C. Gregg Endowment Fund
  • Samuel T. Haas Scholarship Fund
  • Thomas Hale Ham Student Aid Fund
  • John W. Holloway Scholarship Fund
  • The Charles F. Hoover Memorial Fund
  • T.S. Jackson, M.D., Scholarship Fund
  • Robert Keller Fund
  • Kennedy Family Scholarship Fund
  • The Gerald T. Kent, M.D., Endowment Fund
  • Grace E. Knott Memorial Scholarship Fund
  • Carl R. '84 and Ida Zangerle Krause Scholarship Fund, established by Mrs. Ida Z. Krause in memory of her husband
  • Leonard and Harvey Krieger Scholarship Fund
  • Deborah Louise Landau/Landow Memorial Scholarship
  • Dr. Emerson Megrail Fund
  • Dr. and Mrs. Frank D. Metcalf Student Aid Fund
  • Floyd S. Mowry, M.D., Scholarship Fund
  • Phi Rho Sigma Alumni Scholarship Fund
  • Clark Henderson Porter Scholarship Fund
  • Rawlings Memorial Scholarship-Figgie International
  • Rees Memorial Fund
  • Hyatt and Clementine Reitman Endowment Fund
  • Harry Resnick Memorial Fund
  • James M. Ruegsegger Endowment Fund
  • Marjorie M. and Henry F. Saunders, M.D. Endowment Fund
  • Harold Schwartz, M.D. Endowment Fund
  • Allard and Margaret E. Smith Scholarship Fund
  • Emil H. Stone Memorial Fund
  • John A. Toomey '19 Scholarship Fund
  • Warburton Fellowship
  • Benjamin and Rosemary Wolpaw Scholarship Fund
  • Junior Board of Women's General Hospital Endowment Fund
  • Dorothy Hildebrandt Zak Scholarship Fund
  • Scholarship Funds of the School of Medicine
Minority group students selected for admission to the medical school are eligible to apply for aid from:

National Medical Fellowships, Inc.

254 West 31st. Street

New York, NY 10001

It is desirable for eligible students (Black African-Americans, Mexican- Americans, mainland Puerto Ricans, and Native Americans) to initiate such applications promptly after they are accepted.

Fellowships

Many students seek opportunities to devote vacation months to intensive study of some subject in which they have become interested. Summer research fellowships are made available to students to enable them to engage in such investigations under the supervision of a faculty sponsor. The present policy is to provide, insofar as possible, a stipend of $1,200, with the requirement that the student devote a minimum of two months of full-time effort to the project. Support for the vacation research fellowship program comes from many sources.

Federal Scholarship Programs

Branches of the military service and the National Health Service Corps offer scholarship benefits to recipients including tuition, fees, and a stipend. Participants are obligated for a full year of service for each year of benefits with a minimum obligation of two years. Further information about these programs may be obtained from the local recruiting office of the armed forces or through the financial aid officer of the medical school.

FRANCES PAYNE BOLTON SCHOOL OF NURSING

Doctor of Nursing (N.D.) Students

The following scholarships and grants are available for students in the N.D. program. Please be advised that awards are not automatic, but determination is made by the School of Nursing and/or the Office of Financial Aid.

Six $1,500 Alumni Scholarships are awarded to full-time students who have maintained a superior academic record in their two previous semesters in nursing and who have demonstrated financial need.

William K. Boardman Memorial Scholarship of $1,000 is awarded to an incoming student with financial need and high academic achievement and may be renewed annually, depending on academic standing and continued financial need.

The Willis B. Boyer Memorial Fund for Scholarships in Nursing provides partial scholarships to full-time students on the basis of academic excellence and demonstrated financial need. Preference is given to gerontology and oncology students.

Two $1,500 Catherine Yeagle Dauber Scholarships are awarded annually to full-time students who have maintained a superior academic record in their previous two semesters and who demonstrate financial need.

Josephine F. Klaas Memorial Scholarship of $1,000 is awarded annually to an incoming student based on academic excellence and demonstrated financial need.

Grants-in-Aid are awarded to full-time students who demonstrate financial need and maintain satisfactory academic progress. Some of these are from endowments but the majority are contributions from alumni of the School.

Memorial Scholarships are awarded to full-time students who demonstrate financial need and maintain satisfactory academic progress.

Awarded to full-time students who live in the Greater Cleveland area and already have their R.N. license, the Isabel Hampton Robb Memorial Fund Scholarship is given on a priority basis to students who demonstrate financial need.

In addition, there are a number of small Endowment Funds whose proceeds are available to assist students who have financial need.

The Ohio League for Nursing (OLN) provides a scholarship and loan program for full-time students who are residents of Cuyahoga, Geauga, Lake, Lorain, Medina, Portage, or Summit Counties in Ohio. For information write to:

Ohio League for Nursing, Greater Cleveland Area

2800 Euclid Avenue, Suite 235

Cleveland, Ohio 44115

The Lorain County Medical Foundation provides assistance for students maintaining their permanent residence in Lorain County. Applications (due May 1) may be obtained by writing to:

Lorain County Medical Foundation

1480 North Ridge Road

East Elyria, Ohio 44035

The University Hospital Tuition Assistance Program (UHTAP) provides financial assistance to selected students who make a specific commitment to serving in University Hospitals following completion of their program.

The Cleveland Council of Black Nurses makes scholarships available to enrolled or accepted minority students. Applications are due by March 1. Write to:

Scholarships and Awards

Cleveland Council of Black Nurses

Attn: Scholarship Committee

c/o Murtis H. Taylor Multi-Service Center

13422 Kinsman Rd.

Cleveland, OH 44120

The National Student Nurses Association provides scholarships for students who are active members of NSNA, with additional opportunities for minorities. For information, write to:

The Foundation of the National Student Nurses Association

555 West 57th Street, Suite 1325

New York, NY 10019

Applications must be submitted before February 1.

The Woman's Auxiliary of the Academy of Medicine of Cleveland and Cuyahoga County Medical Society sponsors a program for students who are residents of Cuyahoga County. For information, write to:

Health Careers Committee

Woman's Auxiliary of the Academy of Medicine

11001 Cedar Avenue

Cleveland, Ohio 44106

M.S.N. and Ph.D. Students

The following grants and scholarships are available through the School of Nursing:

Professional Nurse Traineeships are Federal traineeships designed for full-time graduate students preparing for teaching, administration, or specialization in a particular field of nursing practice. Students must be enrolled full-time both fall and spring semesters to qualify. Students entering in the spring will qualify if they commit to full-time enrollment thereafter. Professional Nurse Traineeships may be used for master's study for up to 18 months. The current level of funding pays for approximately 1 1/2 credit hours per semester.

National Research Service Awards for Individual Predoctoral Nurse Fellowships are awarded under the authority of the Public Health Service Act to nurses for predoctoral training in specified areas of nursing. These awards are made to individuals selected in national competition. Applicants must be enrolled for study leading to the Ph.D. in nursing and be sponsored by faculty of the School of Nursing.

The Alice M. Hanson Scholarship provides partial tuition to a student majoring in gerontological nursing.

The Isabel Hampton Robb Memorial Fund Scholarship is available each year for registered nurse students with special needs and who live in the Greater Cleveland area.

Three Mildred L. Tuttle Scholarships are awarded annually to second-year graduate students in recognition of excellence in academic and clinical achievement. Recipients are designated as Mildred L. Tuttle Scholars.

Research and/or teaching graduate fellowships/assistantships are available to full-time students based on academic merit and prior relevant academic and/or work experience. A fellowship/assistantship carries a remission of tuition for 9 hours each semester plus a monthly stipend competitive with those at other major private universities in exchange for 17-1/2 hours of work a week by the student. To apply for a fellowship/assistantship, check the appropriate space on the School of Nursing's application form.

The following programs may be available through application to sources outside the School of Nursing:

The University Hospitals Tuition Assistance Program (UHTAP) provides financial assistance to selected students who make a specific commitment to serving in University Hospitals following completion of their program. Applications are available through the School of Nursing.

The Mount Sinai Medical Center Work-Agreement Plan offers financial assistance to students who agree to work at the medical center following graduation. For applications (due October 1) and additional information write to:

Director of Continuing Education

Nursing Department

Mt. Sinai Medical Center

1800 East 105th Street

Cleveland, Ohio 44106

Commonwealth Fund Executive Nurse Fellowships enable registered nurses with clinical knowledge to obtain an advanced management education. Ten fellowships of $25,000 each are awarded annually to students pursuing full-time study leading to a master's or doctoral degree in management or administration from an accredited school of nursing. Information is available from the Office of the Dean at the School of Nursing. Completed applications must be postmarked by January 15.

The Mellen Scholarship for Acute Care Nursing provides $4,000 scholarships to incoming M.S.N. students with high scholastic achievement and financial need who have an interest in acute care nursing after graduation. A selected number of these scholarships have been designated for applicants from the Akron area who intend to work in Akron after graduation. The scholarship may be renewed for one additional semester at $2,000. A separate essay is required by the School of Nursing's Admission Office for Mellon Scholarship consideration.

The ICN/3M Fellowship Programme consists of three $7,500 fellowships administered by the International Council of Nurses and sponsored by 3M Company. Individuals applying for possible selection as ANA's candidate for the fellowship must be sponsored by their state nurses' association and preferably be pursuing graduate education. Applications are available from:

American Nurses' Association, Inc.

2420 Pershing Road

Kansas City, Missouri 64108

Completed applications must be postmarked no later than August 31 for the following year.

Nurses' Educational Funds, Inc., is an independent corporation administered by the National League for Nursing which grants scholarships, fellowships, and loans to nurses to assist them to advance in nursing. The amount and number of awards are determined each year by the Executive Committee on the basis of availability of funds and the nature of the applications. For more information write to:

Nurses' Educational Funds, Inc.

555 West 57th St.

New York, New York 10019

Applications should be submitted by February 15.

American Cancer Society Scholarships of $8,000 a year are available to students entering or enrolled in the M.S.N. program who are preparing to be teachers of oncology nursing and/or clinical specialists in oncology nursing. Preference is given to students who will attend full time. Applications are due March 15 for awards to begin September 1. Write to:

National Nursing Consultant

American Cancer Society, Inc.

777 Third Avenue

New York, New York 10017

The Association of Operating Room Nurses, Inc., administers a scholarship program for members for formal educational endeavors beyond their generic nursing program. Contact:

AORN Scholarship Program

Education Department

AORN, Inc. 10170

East Mississippi Avenue

Denver, Colorado 80231

The deadlines for applications are June 1 for summer and academic year funding and February 1 for spring and summer funding.

Eight and Forty Lung and Respiratory Disease Nursing Scholarship Fund awards scholarships of up to $2,000 each for R.N.s who graduate from an accredited nursing school, and have two years experience in lung and respiratory disease nursing. Write to the American Legion for information. Application deadline is May 15.

American Association of University Women. The AAUW offers American Fellowships, valued up to $12,500 for Ph.D. students in the final year of their dissertation. Write to:

American Assoc. of University Women Educational Foundation

1111 16th Street

Washington, D. C. 20036

Advancement Scholarships for both full-time and part-time students. Write to: Business and Professional Women's Foundation

2012 Massachusetts Avenue, N.W.

Washington, D. C. 20036

Loan Assistance

LOANS AWARDED BY CASE WESTERN RESERVE UNIVERSITY OFFICE OF FINANCIAL AID

These loans are awarded on the basis of financial need. A loan will probably be a part of a package awarded in response to an application for financial assistance.

Federal Perkins Loan (formerly National Direct Student Loan)

Perkins Loans enable students to borrow up to $30,000 through graduate school. Repayment begins six months after graduation or after the student ceases enrollment on at least a half-time basis. To be eligible a student must be a citizen of the United States or have a permanent resident visa, be at least a half-time student making satisfactory progress toward a degree, and establish financial need for the loan.

The Federal Perkins Loan may be awarded to undergraduate students and graduate and professional students in all programs except the School of Medicine and the graduate programs of the School of Nursing.

Health Profession Student Loans (HPSL)

Awarded to students in the School of Dentistry and School of Medicine who demonstrate financial need, HPSL is a federal loan that enables eligible students to borrow at 5 percent simple interest, with repayment made over a 10-year period. Parental information must be provided by all students wishing consideration for these funds.

Federal Nursing Loan Program

Only M.S.N. students in the School of Nursing are being awarded the limited federal loans provided under the Nursing Student Loan Program. They may receive up to $4,000 per year, depending upon financial need and availability of funds. Interest is 5% , and repayment begins when the student completes the M.S.N. program or ceases to be enrolled at least half-time.

University Loans

A university loan is a low-interest long-term loan provided to a student to assist with educational expenses. Repayment is made over a five-year period after graduation or over a five-year period after the student ceases enrollment on at least a half-time basis. Interest is 8 percent.
a) Undergraduate
Forty-eight loan funds have been established for undergraduate students. Loans are awarded by the Office of Financial Aid on the basis of need.
b) Graduate and Professional
The Mandel School of Applied Social Sciences has a small amount of loan money available to meet financial need after Federal loan availability has been exhausted. These loans are awarded by the University Office of Financial Aid. Emergency loans may be available through the Mandel School directly.

A number of loan funds have been established for students in the School of Dentistry. Loans from these funds are awarded only to meet cases of exceptional need which cannot be met by other funding, and some of these funds are restricted to certain classes and categories of students.

  • Cleveland Dental Society
  • Dental School Faculty
  • International College of Dentists
  • Ives
  • Robert Wood Johnson
  • W.K. Kellogg
  • Virginia L. Kennedy
  • Samuel B. Knight
  • J. Kulick
  • W.L. Lawther (Orthodontics Only)
  • H.C. Miller
  • Jeffrey Mills Memorial
  • OKU Honor Society
  • Ohio State Dental Association
  • Psi Omega
  • William C. Stillson
  • Corydon Palmer Auxiliary
  • W. Lloyd York
The Graduate Studies Alumni Loan Fund is potentially available for continuing students in the School of Graduate Studies.

The Helen Hunscher Loan Fund is available for graduate students in nutrition with exceptional financial need.

The School of Law provides low-interest, long-term loans to students with unmet need who have exhausted all other available assistance.

The School of Law provides deserving students with low-interest tuition loans through the Peter Reed Tuition Assistant Fund.

Other named endowment funds, as well as the Law Student Loan Fund, provide short-term interest-free loans in limited amounts to students on an emergency basis:

  • Benjamin C. Boer
  • Eugene H. Freedheim
  • Edwin T. and Walter J. Hamilton
  • Harvey B. Hobson
  • Joseph C. Hostetler
  • Perry B. and Fern Jackson
  • John D. Marshall
  • Richard L. McNelly
  • Ernest E. Siegel
  • James A. Weeks
The Weatherhead School of Management has the following loan funds for M.B.A. students who demonstrate financial need: Weatherhead Loan Fund, Ohio Bell Loan Fund, Alumni Association Fund, Laurain Student Loan Fund, the Corporate Development Institute Loan Fund, the Carol A. Frankel, and Executive M.B.A. Loan Fund

Loans are available to students in the School of Medicine from funds given to the School of Medicine for that purpose. The Medical Alumni Association Rotating Loan Fund, augmented each year by contributions from graduates of the school, is a major source of aid for currently enrolled students. Other School of Medicine loan funds are:

  • H.F. Biggar Loan Fund
  • Brahms Loan Fund
  • Reed and Ernestine Bricker Loan Fund, established in honor of Dr. Roscoe D. Leas '22
  • Carl J. Case '10 Memorial Loan Fund
  • Cook Coffee Company Loan Fund
  • Phyllis Graves Cox Loan Fund
  • Dr. Harold G. Curtis Loan Fund
  • George Feiss Student Loan Fund
  • Floyd Due Loan Fund
  • Frackelton Medical Student Loan Fund
  • A.P. Grasser Memorial Loan Fund
  • Samuel T. Haas Revolving Loan Fund
  • Alice A. Hand '44 Memorial Fund
  • Health Professions Loan Fund
  • Higbee Company Student Loan Fund
  • George Magoffin Humphrey Revolving Aid Fund
  • Dr. James H. and Nellie Rowley Jewell Loan Fund
  • John D. Kalafat Memorial Loan Fund
  • Kellogg Foundation Loan Fund
  • Ethel C. and P.H. Kilbourne '08 Loan Fund
  • H. E. Kleinhenz Memorial Loan Fund
  • Samuel L. Lemel '28 Loan Fund
  • George W. Marek Memorial Loan Fund
  • Wenzel A. Medlin '00 Loan Fund, established in honor of Dr. Medlin and his sisters, Johanna W. and Wilhelmina Medlin
  • Dr. Emerson Megrail Loan Fund
  • Katherine D. Miller Student Loan Fund
  • Paul Guthrie Moore '10 Loan Fund
  • Ruppert P. Myers Loan Fund
  • Perkins Loan Fund
  • Elisabeth Severance Prentiss Loan Fund
  • Rosenberg Loan Fund
  • Anna D. Ross Memorial Loan Fund
  • Torald Sollmann '96 Student Aid and Loan Fund
  • Surdna Foundation, Inc., Revolving Loan Fund
  • Richard M. Wahl '57 Memorial Loan Fund
  • Elizabeth M. Weaver '02 Student Loan Fund
  • Chauncey Wykoff Loan Fund
  • Winifred Beech Young Loan Fund
  • School of Medicine Loan Fund
Through gifts from the Student Council Loan Fund, the Women's Club of the School of Medicine, the Cleveland Medical Wives Loan Fund, and others, small emergency loans are available to students in need of temporary financial assistance.

The following loan funds are available to students in the Frances Payne Bolton School of Nursing who show exceptional financial need:

  • Albinger Loan Fund
  • C. Parker Anthony Loan Fund
  • Florence Cellar Fund
  • Eklund-Skovil Loan Fund
  • W.K. Kellogg Fund
  • P.H. Kilbourne Fund
  • A.D. Kinghorn Memorial Fund
  • Rozella M. Schlotfeldt Loan Fund
  • Eleanor Weisman Loan Fund
  • Nursing School Alumni Fund
  • Nursing School Loan Fund
  • Honor and Memorial Student Loan Fund

LOANS AWARDED BY AGENCIES OUTSIDE THE UNIVERSITY

The following loans are available to all undergraduate, graduate, and professional students who are enrolled on at least a half time basis, hold U.S. citizenship or permanent resident status, and are admitted to or enrolled in a degree-seeking program.

Federal Stafford Loan (formerly Guaranteed Student Loan-GSL)

Most states and certain nationally-based guaranty agencies sponsor a program of low-interest long-term loans for students. A student making satisfactory academic progress may borrow up to $2,625 for the first year of undergraduate study, up to $3500 for the second year, and $5,500 for each year of subsequent undergraduate study, and $8,500 for each year of graduate study, with an aggregate maximum of $23,000 undergraduate and $65,000 undergraduate and graduate. Interest is seven, eight, nine, ten percent or a variable rate capped at nine percent, depending upon when the first loan was taken. Repayment begins six or nine months after the student ceases to be enrolled on at least a half-time basis, dependent upon when the first loan was made. No principal or interest must be paid while the student is enrolled half-time or more.

All students must demonstrate financial need as determined by the University Office of Financial Aid in accordance with criteria established by the Federal Government. All undergraduate students must apply for the Federal Pell Grant.

Application forms for the Federal Stafford Loan Program may be obtained from a bank or other lending institution, or, in the case of some lenders, from the University Office of Financial Aid. The appropriate forms must then be submitted to the University Office of Financial Aid. All applicants for Federal Stafford Loans must submit the following:

  1. A Free Application for Federal Student Aid (FAFSA) and the Financial Aid Form or Graduate Financial Aid Form (FAF/gradFAF) to the College Scholarship Service (CSS).
  2. To the Office of University Financial Aid:
    • A CWRU Financial Aid Application.
    • A signed copy of the parents' prior year federal income tax return (in the case of dependent students).
    • A signed copy of the student's prior year federal income tax return (and where appropriate, the student's spouse's), or, if a tax return was not filed, a completed Student/Spouse Statement of Income.
    • A financial aid transcript from each college or university previously attended (new applicants only).
    • In the case of students enrolled or admitted to the Mandel School of Applied Social Sciences, School of Graduate Studies, School of Law, Weatherhead School of Management, Mandel Center for Nonprofit Organizations, or the M.S.N. or Ph.D. program of the Frances Payne Bolton School of Nursing, the Office of University Financial Aid also requires a memorandum from the school specifying the admission status, number of credit hours enrolled for each term, current academic standing, and the amount of other financial assistance, if any, being awarded. The student should allow at least 8 to 10 weeks between submission of the forms to the Office of University Financial Aid and receipt of the loan check.

Unsubsidized Stafford Loan Program

A student not eligible for the full annual Federal Stafford Loan amount may borrow up to the difference under the Unsubsidized Stafford Loan Program. The application process is identical to that for the Federal Stafford Loan Program. Undergraduate students must apply for and have eligibility determined for the Federal Pell Grant and all students must have eligibility for the Federal Stafford Loan determined before borrowing an Unsubsidized Stafford Loan. Borrowers are responsible for the accruing interest from the time that loan proceeds are disbursed; however, the borrower may capitalize the interest, i.e., have interest added to the principal balance, at stipulated times during the in-school and grace periods. The interest rate, annual and aggregate borrowing limits, and length of repayment period are the same as the Federal Stafford Loan provisions. Loan applications are available from lenders and the Office of University Financial Aid.

Federal Parent Loans for Undergraduate Students (FPLUS)

Many lending institutions participate in the FPLUS program, through which a parent may borrow on behalf of a dependent undergraduate student up to the difference between the cost of education and any other financial assistance awarded. Interest and repayment begin 60 days after disbursement of the loan. The interest rate is variable but cannot exceed 10 percent. There is no aggregate borrowing limit. Eligibility is not based on need, but the loan application, a CWRU Application for Financial Aid, and financial aid transcripts from previous colleges or universities attended must be submitted to the Office of University Financial Aid. The loan applications may be obtained from lending institutions.

Federal Supplemental Loan for Students (FSLS)

The Federal Supplemental Loan is available to independent undergraduate and graduate/professional students through lending institutions. This non-need-based program does not provide the subsidized interest of the Federal Stafford Loan, but repayment of principal may be deferred while the borrower is enrolled in school on at least a half-time basis. Interest will accrue but may be capitalized with the lender's permission. The interest rate is variable but cannot exceed 11 percent. The aggregate maximum for SLS loans is $23,000 for undergraduates and $73,000 for graduate/professional students, including amounts borrowed for undergraduate study. All applicants for the Federal Supplemental Loan for Students, undergraduate and graduate, must submit a complete application for financial aid in order that a determination of eligibility for the Federal Stafford Loan can be made. The applicant must submit a Stafford Loan Application and borrow the applicable maximum annual amount under the Federal Stafford Loan and Unsubsidized Stafford Loan programs before the Federal Supplemental Loan application can be processed. In addition, all undergraduate applicants for the Federal Supplemental Loan must apply for a Federal Pell Grant prior to the processing of the loan application. The Federal government has established these rules to assure a student the least expensive type of federal aid.

In the case of students enrolled or admitted to the Mandel School of Applied Social Sciences, School of Graduate Studies, School of Law, Weatherhead School of Management, Mandel Center for Nonprofit Organizations or the M.S.N. or Ph.D. program of the Frances Payne Bolton School of Nursing, the University Office of Financial Aid also requires a memorandum from the school specifying the admission status, the number of credit hours enrolled, current academic standing, and the amount of other financial assistance, if any, being received.

The student should allow at least 8 to 10 weeks between submission of the forms to the Office of Financial Aid and receipt of the loan.

Federal Consolidation Loans

Borrowers with outstanding indebtedness of $7,500 or more through the Federal Stafford Loan, Unsubsidized Stafford Loan, Federal Supplemental Loan for Students, National Direct Student Loan, Federal Perkins Loan, or Health Professions Student Loan programs may consolidate their loans, provided the loans are not in default or if in default, the borrower must have made satisfactory repayment arrangements with the lender. Consolidation may occur during the repayment period or the grace period preceding repayment.

Limited deferments of principal are available. The interest rate is at least nine percent and is calculated as the weighted average of the interest rates on the loans consolidated. Repayment terms may include graduated or income-sensitive repayment schedules. The repayment period is tied to the amount consolidated and may extend up to 30 years.

Interested borrowers should contact their lenders for additional information and referrals to participating agencies.

Outside Loan Programs

Several organizations offer low interest educational loans to students and/or parents. These loans are in addition to or alternatives to the Federal Stafford Loan and Federal Supplemental Loan programs.

Interest rates may be fixed or variable, depending upon the loan program, and in most cases interest payments are required while the student is in school. Capitalization of interest may be possible, but this will result in a larger outstanding loan balance upon repayment. A number of college financing plans for parents involve a line of credit, and may be linked to a home mortgage plan.

Among the programs currently available are: The Educational Resources Institute Supplemental Loan Program (TERI), which also sponsors the PEP loan program for graduate and professional students; the Pennsylvania Higher Education Assistance Agency Alternative Loan Program (PA residents only); the Law Access Loan Program of Law School Admission Services, Inc. (law students only); the Law Loans Program (law students only); MBA Loans Tuition Loan Program (students enrolled in Weatherhead School of Management's M.B.A. program only) and EXCEL and Grad EXCEL sponsored by the New England Loan Marketing Association (Nellie Mae); as well as those of many of the larger banks.

Contact the Office of Financial Aid or lender for further information.

The following loans are available only to students enrolled in specific fields.

School of Dentistry
Full-time students in health professional programs may borrow through the Health Education Assistance Loan Program (HEAL) up to the amount of demonstrated need, with a maximum of $20,000 per academic year and $80,000 cumulative. Eligibility will be calculated as the difference between the student's cost of education and the total resources available to the applicant, including parental, spousal , and personal income and assets, and other financial assistance which the applicant will receive or has received. The interest rate is variable, adjusted quarterly based upon the prevailing U.S. Treasury Bill rate. Repayment of both interest and principal may be deferred while the student is enrolled; however,interest will accrue and be compounded as frequently as every six months.

Application forms may be obtained from the University Office of Financial Aid.

All applicants for the Health Education Assistance Loan must submit the following:

  1. A Free Application for Federal Student Aid (FAFSA) and the Graduate Financial Aid Form (gradFAF) to College Scholarship Service (CSS);
  2. To the University Office of Financial Aid:
    • A CWRU Financial Aid Application
    • A signed copy of the parents' prior year federal income tax return.
    • A signed copy of the student's (and spouse's) prior year income tax return, or, if a return was not filed, a completed Student/Spouse Statement of Income.
    • A financial aid transcript from each college or university previously attended (new applicants only).
School of Medicine
Full-time students in health professional programs may borrow up to the amount of demonstrated financial need, through the Health Education Assistance Loan Program (HEAL). The maximum loan amount will be calculated as the difference between the student's cost of education and the total financial resources available to the applicant, including parental, spousal, and student income and assets and other financial assistance which the applicant will receive or has received. The interest rate is variable, adjusted quarterly based upon the prevailing Treasury Bill rate. Repayment of both interest and principal may be deferred while the student is enrolled; however, interest will accrue and be compounded as frequently as every six months. Application forms may be obtained from the School of Medicine Office of Financial Aid.
Frances Payne Bolton School of Nursing
A loan is available through the Ohio League for Nursing. See above for information on this program.

The Marion Area District, Ohio Nurses Association, provides loans to qualified students residing in the Marion area. For information, contact the chairperson of the Student Loan Committee of the Marion Area District.

Hattie M. Strong Foundation Loans are awarded to students within one year of a final degree from an accredited four-year college or graduate school. Loans are for up to $2,000 per year, not exceeding $4,000 per student. Repayment is based on monthly income after graduation. The applicant should send a brief personal history and identification of the educational institution attended, the subjects studied, and the amount of funds needed. If the applicant qualifies, formal application forms will be sent. Applications should be filed between January 1 and March 31, Write to:

Hattie M. Strong Foundation

Suite 409, Cafritz Building

16251 Street NW

Washington, D.C., 20006

Ohio Nurse Education Assistance Loan Program (NEALP)

This program was created to assist the State of Ohio in meeting nursing shortages by providing assistance to students enrolled in approved nurse education programs and to encourage these students to remain in Ohio as they enter the nursing profession. These loans are available to students pursuing the B.S.N. and N.D. degrees.

Eligibility requirements include:

  1. Ohio residency
  2. U.S. citizenship or permanent residency
  3. Acceptance or enrollment in an approved R.N. nurse education program.
  4. Demonstration of intent to practice nursing within the State of Ohio after graduation.
  5. Owe no refund nor be in default on any state or Federal educational loan or grant.
  6. Satisfactory academic record which places student in good academic standing.
NEALP loans are limited to $3,000 per year with an aggregate limit of $12,000. Financial need must be demonstrated through the filing of the Free Application for Federal Student Aid (FAFSA). Upon graduation, a student may be eligible for debt cancellation at the rate of twenty percent (20%) per year for a maximum of four years (80%) if the borrower is employed in the clinical practice of nursing within the State of Ohio.

Borrowers who complete the entire service obligation will be required to repay twenty percent (20%) of the loan plus interest. Borrowers who do not complete the service obligation must repay the entire outstanding loan balance plus interest. Applications are available from the Office of University Financial Aid. The application deadline is June 1st.

Student Employment

Through its financial aid program, the University is able to make available to students a number of employment opportunities through which they may earn a portion of their college expenses.

FEDERAL COLLEGE WORK-STUDY PROGRAM (FCWSP)

The Federal College Work-Study Program is a Federally sponsored employment program directed at students with financial need. The purpose of this program is to stimulate and promote part-time employment. The employer pays a portion of the student's salary and the Federal government subsidizes the remainder. Only those eligible for financial aid based on demonstrated need may be awarded College Work-Study employment.

CAMPUS JOBS

Students not demonstrating financial need but interested in securing on- campus employment may apply to the Office of Student Employment, 104 Pardee Hall. Students not on financial aid who obtain jobs on campus on their own initiative are permitted to work provided there is no student with a financial need qualified and willing to take the job offered. All students working on campus must clear their employment with the Student Employment Office.

Tuition Stabilization

Case Western Reserve University offers a plan through which students and/ or parents are able to protect themselves against future increases in tuition by prepaying all or a portion of the current tuition for the remaining years until graduation. There are two options within the plan:
  1. The participant may prepay the remaining years of tuition for the current degree program at the current rate. The rate in the examples below is for the 1993-94 academic year and is subject to change:
    • Undergraduate
      • 4 years @ $15,200 = $60,800
        • Sophomore
          • 3 years @ $15,200 = $45,600
        • Junior
          • 2 years @ $15,200 = $30,400
    • School of Law
      • 3 years @ $16,600 = $49,800
      • 2 years @ $16,600 = $33,200
    • Weatherhead School of Management (M.B.A., M. Acc.)
      • 2 years @ $16,700 = $33,400
    • School of Dentistry
      • 4 years @ $21,500 = $86,000
      • 3 years @ $21,500 = $64,500
      • 2 years @ $21,500 = $43,000
    • School of Medicine
      • 4 years @ $20,900 = $83,600
      • 3 years @ $20,900 = $64,500
      • 2 years @ $20,900 = $41,800
  2. Case Western Reserve University will lend the borrower the required amount to prepay the tuition or any portion thereof. The loan repayment schedule is based on the number of years for which tuition is stabilized, and the rate of interest is fixed for the life of the loan. The current rate is 7.75% percent but is subject to change.
Students who are receiving student financial aid may stabilize a portion of the tuition which is equal to the current tuition less 70 percent of grants, scholarships, and loans which the student will receive for the first year of the stabilization program, multiplied by the number of years remaining for the current degree program to be completed.

For further information about Tuition Stabilization, contact the Assistant Controller, University West Building 216/368-4290.

SATISFACTORY ACADEMIC PROGRESS FOR FINANCIAL AID

Case Western Reserve University has established guidelines for determining whether students are making satisfactory academic progress for financial aid purposes.

Federal regulations require that in order to receive Title IV assistance, all students must maintain a standard of satisfactory academic progress, as determined by the University. Title IV assistance comprises the following: Federal Pell Grants, Federal Supplemental Educational Opportunity Grants, Federal Perkins Loans, Federal College Work Study awards, Federal Stafford Loans (subsidized and unsubsidized), loans under the FPLUS and FSLS programs, and any state grants funded by the State Student Incentive Grant program.

A Case Western Reserve University undergraduate student must satisfy the minimum number of semester hours and earn the minimum cumulative gradepoint average listed in the table below. A half-time student must have successfully completed one half of t he minimum number of semester hours with at least the minimum cumulative grade-point average in the table below.

Year at     Semester      Cumulative
CWRU        Hours         Grade-Point
Completed   Average
1              21            1.75
2              43            2.00
3              67            2.00
4              91            2.00
5              115           2.00
6              139           2.00
(If a student has an uneven number of semesters, then the mid-point between the necessary semester hours completed for the year before and the year after will be the appropriate expectation. For example, if a student has completed five semesters and a determination is required of hours completed, then 55 would be considered satisfactory, i.e., the midpoint between 43 and 67.)

Procedure: If, after two semesters at CWRU, the student fails to meet the criteria for satisfactory academic progress, the student is placed on financial aid warning. While on Financial Aid Warning, a student may continue to receive Title IV aid for one semester. At the end of that semester, if the student is still not meeting the criteria, he or she is placed on financial aid probation. While on Financial Aid Probation, a student may not receive any Title IV aid but may be eligible for other assistance, including university grants-in-aid. If, after a semester on financial aid probation, the student still does not meet the criteria for satisfactory academic progress, the student is removed from all institutional financial aid. A student will be restored to good standing if found to be making satisfactory academic progress at the end of a semester on warning, probation, or separation. However, aid may be restored only once following financial aid separation. Students in financial aid good standing will have their satisfactory academic progress reviewed at the end of the spring semester. Students below good standing will have their status reviewed each semester.

Appeals may be made on grounds of mitigating circumstances; such appeals should be addressed to the associate director of financial aid.

For further details of financial aid policy and procedure regarding Satisfactory Academic Progress, consult the University's Office of Financial Aid.

Graduate and Professional Students

Since each graduate/professional school of the University differs in length of program and in method of evaluation, there is a different method of measuring Satisfactory Academic Progress for Title IV aid for each school, although the same general principles and procedures apply as indicated above. For specific information about how satisfactory academic progress is determined for an individual school or program, please consult the Office of University Financial Aid.




CWRU Provost's Office -- About this server -- Copyright 1996 CWRU -- Unauthorized use prohibited

General Bulletin  1993-1996
Copyright Case Western Reserve University 1996 - All Rights Reserved -